Critical illness and accidental injury plans offer lump-sum cash payments to the employee in the event of an accident or serious illness. Critical injury plans may cover a specific disease or condition (such as cancer, heart attack, or stroke) or general hospitalizations. These plans may also pay a fixed amount per day if the insured is hospitalized. Both critical illness and accident insurance coverages are voluntary, employee-paid offerings. Before adding a separate accident insurance offering, check your company’s existing life insurance plan, as it may include accidental death and dismemberment (AD&D) coverage.
Each client has unique and pressing needs. We offer broad coverage that can ensure your success, whether you're an individual mitigating risk or a business looking to grow. Our representatives can inform you of the tools you need to succeed:
- Standard coverages and custom solutions
- Ongoing support and consulting services
- A streamlined claims process