Simply put, car insurance is an insurance policy for your vehicle. It covers any damage you are responsible for but can also cover any damage you may cause to your car. Most states require you to carry a minimum limit of liability. In California, the limits required are as follows:
- $15,000 per person or $30,000 per accident for bodily injury
- $5,000 property damage
These limits are often not enough, but they can be increased for an additional premium. You also have the option to add the following optional coverages:
- Uninsured Motorist Bodily Injury (UMBI)
- Uninsured Motorist Property Damage (UMPD)
- Medical Payments
- Collision
- Comprehensive
Comprehensive and collision coverages are typically referred to as physical damage coverage and may be required by your bank if you are financing or leasing your car.
Each client has unique and pressing needs. We offer broad coverage that can ensure your success, whether your an individual mitigating risk or a business looking to grow. Our representatives can inform you of the tools you need to succeed.
- Standard coverages and custom solutions
- Ongoing support and consulting services
- A streamlined claims process.